I am asking for help with my battle against a credit card company. I worked hard to build my credit and now this credit card company is coming at me with all sorts of loopholes and regulations to get me to essentially pay off the entire balance. When I question them they have all sorts of bogus excuses and give me the run around. My finances changed and I can only afford the minimum now not the complete balance. I can pay my minimum/slightly more but paying off the whole card is too much now. I don't want my credit ruined when I worked so hard. Please help me win my battle against this company.